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Timing is everything!
when you choose to start your social security income is no exception

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I was so confused with this whole process I almost wanted to give up. I was referred to Jennifer by a friend and the way she explained how Medicare works and broke down my plan options, it came together and made sense to me. Thanks to her effort and patience, I have the plan that is working for me.
Michael, J

Jennifer explained to me about my guarantee issue period. I spoke with two other agents and no one went over this. Thank goodness I never went with that first plan choice because I wouldn’t have this Medicare supplement coverage right now. I am very grateful.
Maria. M
Taking the mystery out of medicare
maximizing your social security benefits
Everyone likes options. Everyone needs options. But sometimes the options are confusing. And a mistake can make a big difference in retirement income or healthcare. For example:
- How to get the most out of Medicare.
- How to navigate Social Security.
- How to know what insurances you need – and even if you need them.
A certified National Social Security Advisor, Jennifer J. Edwards-Clarke navigates these complex options with a calm, experienced, personally tailored approach that makes it all quite painless and reassuringly simple.

Social Security & Medicare BLOG
Get the care you need quickly when you’re sick
Discover 6 ways to access care fast, even if your doctor is busy. Hint: You may not need to go in person. Doctors’ offices are busier than ever these days. Sometimes it can be tough to book a timely appointment with your primary care provider. You might be sick or...
7 Medicare Changes You’re Seeing in 2025
Expensive medications? You’ll save thousands. Dementia or mental health care? More options Key takeaways Changes from Inflation Reduction Act are in effect now. Lower out-of-pocket limit in Part D drug plans erases old “donut hole.” You may find weight loss...
It’s Time to Shop for Medicare, and 2025 Brings Big Changes
A bumper crop of revisions, including a stronger drug benefit, means the plan you enrolled in for 2024 may not be the best fit next year. Americans on Medicare will see big, and welcome, changes next year. The program’s prescription drug insurance will be much...