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Timing is everything!

when you choose to start your social security income is no exception

Medicare

Supplement Plans

Part D Prescription Plans

Social Security

Not sure what you need? Learn in seconds about Medicare Advantage Plans

I was so confused with this whole process I almost wanted to give up. I was referred to Jennifer by a friend and the way she explained how Medicare works and broke down my plan options, it came together and made sense to me. Thanks to her effort and patience, I have the plan that is working for me.

Michael, J

Jennifer explained to me about my guarantee issue period. I spoke with two other agents and no one went over this. Thank goodness I never went with that first plan choice because I wouldn’t have this Medicare supplement coverage right now.  I am very grateful.

Maria. M

Taking the mystery out of medicare

maximizing your social security benefits

Everyone likes options.  Everyone needs options.  But sometimes the options are confusing.  And a mistake can make a big difference in retirement income or healthcare. For example:

  • How to get the most out of Medicare.
  • How to navigate Social Security.
  • How to know what insurances you need – and even if you need them.

A certified National Social Security Advisor, Jennifer J. Edwards-Clarke navigates these complex options with a calm, experienced, personally tailored approach that makes it all quite painless and reassuringly simple.

Social Security & Medicare BLOG

Is the Medicare Annual Wellness Visit Mandatory?

Is the Medicare Annual Wellness Visit Mandatory?

Key Points While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service. The Annual Wellness Visit differs from the typical annual physicals you were used to with group coverage. If you’ve had Medicare Part B for more than 12...

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Why You Need Part D

Why You Need Part D

Key Points Medicare Part D is a voluntary program, but if you do not enroll in a plan, you won’t have coverage for expensive medications. You will also have a late enrollment penalty if you don’t have other creditable coverage. Medicare Part D is a huge time...

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Medigaps

Medigaps

Original Medicare Part B covers 80% of the cost of most services. But what about the other 20%? Or the other out-of-pocket costs like deductibles or inpatient copays? Let’s discuss Medigaps, which can help cover these costs. What are Medigaps? Medigaps are health...

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