Instant. Simple. Smart
Timing is everything!
When you choose to start your Social Security income is no exception.
Clear choices. Side-by-side.
We’ll check your doctors and medications, then compare Advantage vs. Medigap and Part D — including networks, out-of-pocket limits, and estimated annual costs.
Right-Time Enrollment
IEP, SEP, or GEP — avoid penalties and gaps with a clear timeline.
Advantage (Part C)
All-in-one coverage; weigh networks, referrals, extras, and OOP limits.
Medigap (Supplements)
Lower surprise costs with flexible access. Compare Plan G and underwriting.
Part D (Prescriptions)
Run meds against formularies & preferred pharmacies for true annual cost.
Doctor & Clinic Match
Verify providers and hospitals before you enroll — no guesswork.
Annual AEP Review
Plans change each year; we keep you aligned during AEP.
Advantage (Part C)
- Bundled A, B, often D in one plan
- Networks & referrals may apply
- Annual out-of-pocket maximum
- Extras may include dental/vision/hearing
Tip: Great when providers are in-network and you value bundled benefits.
Medigap (Supplements)
- Pairs with Original Medicare (A & B)
- Broader access; no HMO network rules
- Predictable costs; plan pays many gaps
- Part D chosen separately
Tip: Strong for frequent travelers or when provider flexibility matters.
Disclaimer: Educational information only — not legal, tax, or plan recommendations. Benefits vary by carrier and location.
How can we help today?
Quick links to your most-requested Medicare and Social Security resources.
Medicare
Understand the parts of Medicare and how coverage works for you.
Visit pageSupplement Plans
See how Medigap can help pay costs not covered by Original Medicare.
Explore optionsPart D Prescription Plans
Compare drug coverage, formularies, and pharmacies in your area.
Compare plansSocial Security
Timing your benefits matters—learn strategies to optimize your income.
Start hereMaximizing your Social Security benefits
Everyone likes options. Everyone needs options. But sometimes the options are confusing. And a mistake can make a big difference in retirement income or healthcare. For example:
- How to get the most out of Medicare.
- How to navigate Social Security.
- How to know what insurances you need — and even if you need them.
What Our Clients Are Saying
Real experiences from people we’ve helped navigate Medicare with clarity and confidence.
I was so confused with this whole process I almost wanted to give up. I was referred to Jennifer by a friend and the way she explained how Medicare works and broke down my plan options, it came together and made sense to me. Thanks to her effort and patience, I have the plan that is working for me.
Jennifer explained to me about my guarantee issue period. I spoke with two other agents and no one went over this. Thank goodness I never went with that first plan choice because I wouldn’t have this Medicare supplement coverage right now. I am very grateful.